As open enrollment rapidly passes us by we have been busy answering questions and helping clients understand and make decisions on their health insurance for next year. While a lot of changes have happened since last year a lot of things have remained the same. Even our clients who enrolled last year for Obamacare are shocked at the differences and need help in making decisions for 2018. The biggest change this year is that MORE people are qualifying for free or substantially reduced monthly premiums. However, the deductible assistance that so many received last year has been eliminated. Please contact us today if you need help in deciphering this complex system.